House (near LAMAGDELAINE) in Lot, Midi-Pyrénées

Property. Ref: JSV-30640 Date Added: 16-January-2026

For Sale

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• 6 Bedrooms
• 1 Bathroom
• Size: 230.00 m²
• Plot: 1.15 acres

€ 268,000 (Approx. £ 232,356) Estimate Notaire Fees The following links are for mortgage applications only Mortgage Application Mortgage Callback For mortgage enquiries ONLY: + 44 (0) 207 484 4615
or email: enquiries@internationalprivatefinance.com

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Occupied Life Annuity – Rare Heritage Investment Opportunity with Private Access to the Lot River Invest in an exceptional property offered as an occupied life annuity (viager occupé – two lives), presenting strong capital appreciation potential in a preserved natural environment. This detached house is set on a 4,650 m² enclosed, non-flood-prone plot and benefits from open views, direct private access to the Lot River, and a completely private setting, surrounded by non-buildable land — a key asset for long-term investment security. Financial Terms of the Life Annuity: Upfront payment (Bouquet): €268,000 Monthly annuity (Rente): €590 Occupied life annuity (two lives) Discounted acquisition price, with no rental management or vacancy risk, and favorable tax treatment. A Rare and Sustainable Real Estate Asset Quality construction (1971) 356 m² total floor area, including 230 m² of living space Heating via heat pump and fireplace Full basement with three-car garage Land Features Enhancing Value Well with electric pump Fruit trees Large vegetable garden Private access to the Lot River (potential for a private dock) Investment Strategy Occupancy by the sellers ensuring ongoing property maintenance Future refurbishment to be anticipated, allowing for significant capital revaluation Rare and sought-after location, ideal for a long-term heritage investment strategy Secure investment, deferred returns, and guaranteed value enhancement Full investment file available upon request – high-potential life annuity opportunity

Energy Consumption: 259 kWh/m²/yr

CO² Emissions: 7 kg/m²/yr